Thirty years ago, Paul Keating did a great service by launching a cultural shift from retirement almost entirely dependent on the age pension to self-funded retirement with universal access to superannuation. For most of us, that means superannuation benefits on retirement based on the amount we have been able to accumulate in our accounts.

Thirty years ago, Paul Keating did a great service by launching a cultural shift from retirement almost entirely dependent on the age pension to self-funded retirement with universal access to superannuation. For most of us, that means superannuation benefits on retirement based on the amount we have been able to accumulate in our accounts.