The phrase ‘sharing economy’ was coined a decade or so ago to describe collaborative new business models made possible by the internet, from Airbnb and Uber to crowdfunding, peer-to-peer lending and skill bartering sites. It was about ways of monetising assets, circulating capital and earning casual livings that boosted economic activity after the ‘great recession’ and it will be a hive of creativity in the next recovery — even though its partner is the ‘gig economy’ whose insecurity has left so many people in hardship now.