January is when the difference between the rich and the poor becomes most evident. Whereas many people face a month plagued by the three Ds — debt, divorce and doldrums — the famous tend to take off for more clement climes. Simon Cowell famously frolics at the Sandy Lane Hotel in Barbados at the start of each new year, and I myself have spent many January days at the Ritz-Carlton — but only the one in Tenerife, because I believe in keeping it real.